您可以在创建时选择默认值
$.each(arrLoanType, function(index, value){
if(value == selectedLoan)
$("#loanType").append("<option value='"+index+"' selected>"+value+"</option>");
else
$("#loanType").append("<option value='"+index+"'>"+value+"</option>");
});
if else检查文本是否等于selected loan,并在创建本身中添加selected属性